:root{--navy:#102b42;--deep:#0b2032;--gold:#c8a26a;--ink:#173044;--muted:#61707b;--line:#d9dfe3;--paper:#f3f5f6}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:100px}body{margin:0;color:var(--ink);background:#fff;font-family:'Noto Sans SC',Arial,sans-serif;font-size:16px;line-height:1.8}a{color:inherit;text-decoration:none}button{font:inherit;cursor:pointer}button,a{-webkit-tap-highlight-color:transparent}button:focus-visible,a:focus-visible{outline:3px solid #be955e;outline-offset:5px}.skip{position:absolute;top:-100px;left:20px;background:white;z-index:20}.skip:focus{top:12px}header{height:104px;padding:0 5%;display:flex;align-items:center;gap:30px;background:white;position:sticky;top:0;z-index:5;border-bottom:1px solid #eef0f2}.brand{display:flex;align-items:center;gap:17px;white-space:nowrap;font-family:Georgia,serif;font-size:22px;letter-spacing:1.5px}.brand small{display:block;font-family:'Noto Sans 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.knowledge-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:0 48px}.knowledge-card{display:flex;flex-direction:column;border-top:1px solid var(--line);padding:28px 0 32px;min-width:0}.knowledge-card[hidden]{display:none}.knowledge-card .category{font-size:12px}.knowledge-card p{font-size:16px;line-height:1.9;margin-bottom:18px}.card-bottom{margin-top:auto;display:flex;align-items:center;justify-content:space-between;gap:18px}.card-bottom>span{font-size:12px;color:var(--muted)}.card-bottom .text-button{font-size:14px;white-space:nowrap;margin:0}.article-byline{font-size:13px;color:var(--muted);margin-top:-12px;margin-bottom:28px}.article-sources{border-top:1px solid var(--line);margin-top:30px;padding-top:15px}.article-sources h3{font-size:16px}.article-sources ul{padding-left:20px;font-size:14px;overflow-wrap:anywhere}.article-sources a{text-decoration:underline;text-underline-offset:3px}#article-content .sample-note{font-size:14px}.payoff-table{overflow-x:auto;margin:25px 0}.payoff-table table{width:100%;border-collapse:collapse;font-size:16px;text-align:left}.payoff-table th,.payoff-table td{padding:12px 14px;border-bottom:1px solid var(--line)}.payoff-table thead{background:var(--paper)}.payoff-table tbody th{font-weight:400}.payoff-table td:last-child{white-space:nowrap}.filters button{font-size:14px}@media(max-width:720px){.knowledge-grid{grid-template-columns:1fr}.knowledge-card{padding:22px 0 26px}.card-bottom{gap:12px}.card-bottom>span{max-width:60%}.payoff-table th,.payoff-table td{padding:10px}}
body.article-open{overflow:hidden}
#article-dialog{width:min(920px,94vw);max-height:90vh;max-height:90dvh;padding:0}
#article-dialog .dialog-top{position:sticky;top:0;z-index:2;background:#fff;padding:16px 36px;font-size:12px}
#article-dialog .dialog-top button{font-size:14px;padding:7px 18px}
#article-content{max-width:820px;margin:0 auto;padding:30px 38px 38px}
#article-content h2{margin:12px 0 24px;line-height:1.5}
#article-content p{margin-top:0;margin-bottom:20px}
#article-content .category{font-size:12px;margin-bottom:0}
#article-content .article-byline{font-size:13px;margin-bottom:28px}
#article-content .article-toc{display:block;position:static;margin:28px 0 40px;padding:20px 24px;background:var(--paper);border:1px solid var(--line);font-size:14px}
#article-content .article-toc p{font-size:14px;font-weight:500;margin:0 0 10px}
.article-toc ol{margin:0;padding-left:0;list-style:none}
.article-toc li+li{margin-top:8px}
.article-toc button{border:0;background:transparent;color:var(--ink);text-align:left;padding:0;font-size:14px;line-height:1.8}
.article-toc button:hover{text-decoration:underline;text-underline-offset:4px}
.article-section{scroll-margin-top:90px;margin-top:38px}
#article-content .article-section h3{font-size:22px;line-height:1.6;margin:0 0 18px}
.article-checklist{padding-left:24px;margin:20px 0}
.article-checklist li{margin-bottom:12px;line-height:1.9}
#article-content .article-conclusion{margin:38px 0 28px;border-left:3px solid var(--gold);padding-left:20px;font-weight:500}
#article-content .article-sources{font-size:13px;margin-top:38px;padding-top:18px;color:var(--muted)}
#article-content .article-sources p{font-size:13px;margin-bottom:10px;line-height:1.8}
#article-content .article-sources .source-label{font-size:14px;font-weight:500}
.article-sources ul{font-size:13px;padding-left:18px;margin:10px 0}
.article-sources li{margin:6px 0;line-height:1.8}
#article-content .sample-note{font-size:13px;margin:24px 0 0;padding:14px;line-height:1.8}
.payoff-table table{font-size:14px;min-width:440px}
.payoff-table td:last-child{white-space:normal}
@media(max-width:720px){#article-dialog{width:96vw;max-height:94vh;max-height:94dvh}#article-dialog .dialog-top{padding:12px 20px}#article-content{padding:24px 20px 28px}#article-content h2{font-size:25px}#article-content .article-section h3{font-size:20px}#article-content .article-toc{padding:16px 18px}.article-section{margin-top:32px}}